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Approve or Not to Approve: That is the Question Each time a lender is faced with the decision to approve a new loan, they are faced with the possibility that loan may not turn out as expected. You want to be "customer friendly," but you also want to make a knowledgeable decision that will benefit both your customer and the bank. Reliable information is the best tool for making the right decision. Utilizing Dunlap & Associates' field investigation services, you will be equipped with the information you need. Our experience has helped us gain a thorough understanding of the lending function and the lender's perspective, helping us to investigate, report, and interpret financial information to facilitate your lending decision. Unlike audits and other CPA reports, a field investigation allows us the opportunity to offer interpretation. During a field investigation, we can make subjective comments provided we do not render opinions about the merit of the loan. Our experience enables us to recognize areas that may contribute to financial weakness, allowing us to offer a different perspective on the business and the financial strength and stability of the loan applicant. In addition, our financial services professionals complement the resources and capabilities of the bank's internal audit division at times when they may be committed to other projects. Questions? Contact rrush@dunlap-associates.com |
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Field Investigation Staff |